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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Insurance Licensing NV Accident and Health Sample Questions:

1. Basic cancer plans pay for all of the following EXCEPT:

A) physical therapy
B) chemotherapy
C) radiotherapy
D) immunotherapy

2. Group vision insurance plans typically provide insurance benefits that cover the cost of:

A) laser surgery, eye exams, lenses
B) eye exams, lenses, frames, and contact lenses
C) eye exams, lenses, retinal corrective surgery
D) cataract removal, frames, lenses

3. Under a life insurance policy with a revocable beneficiary designation, who normally has the authority to change the beneficiary?

A) The insured, regardless of ownership
B) The beneficiary
C) The policyowner
D) The insurer

4. For Social Security disability benefits, which statement is generally correct?

A) Benefits are available only to persons age 65 or older.
B) The program uses a strict definition of disability involving inability to perform substantial work for a required duration.
C) The program is funded entirely by private insurance premiums.
D) Benefits are payable for any short-term illness that prevents work for one week.

5. Under an individual health policy issued in Nevada, a newborn is automatically covered for a MAXIMUM of how many days after birth?

A) Two
B) Thirty-one
C) Ten
D) Five

Solutions: